DSCR Loans

DSCR Loans

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DSCR loans allow real estate investors to qualify based on a property’s income rather than personal income, making financing more flexible and scalable.

Features
  • Designed for rental properties held long term
  • Great for refinancing hard money loans to 30-year loans with lower payments
  • Can be used to refinance one property or an entire portfolio under one loan
  • Purchased property must be rental ready, preferably with a rental record.
  • Interest rates are comparable to traditional bank loans.
  • Loan approval is based on property cash flow, not on buyers personal income
  • Most payments are interest free.

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