Equipment Financing

Equipment financing helps businesses acquire machinery, vehicles, or technology while spreading the cost over predictable payments.

Features

• Used to purchase or refinance business equipment

• The equipment itself typically serves as collateral

• Preserves working capital for other business needs

• Fixed monthly payments make budgeting easier

• Loan terms often match the useful life of the equipment

• Can cover new or used equipment

• Faster approval compared to traditional business loans

• May offer tax advantages depending on use and structure

• Improves operational efficiency without large upfront costs

• Common across construction, manufacturing, medical, and logistics industries