Term Loans

Term loans provide businesses with a lump sum of capital repaid over a fixed period with scheduled payments.

Features

• Issued as a one-time upfront loan amount

• Repaid through fixed or structured monthly payments

• Commonly used for growth, expansion, or major purchases

• Available with short-, medium-, or long-term options

• Can be secured or unsecured depending on lender criteria

• Offer fixed or variable interest rates

• Provide predictable repayment schedules for budgeting

• Often require financial statements and credit review

• Suitable for established businesses with steady cash flow

• Ideal for planned investments rather than ongoing expenses